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At Equity Secure we have been very busy forming long term partnerships with other companies in the funding business to give us many more options when funding a potential deal. Many funding partners specialize on a certain type of project or industry. This will give us more outlets for ultimately closing a deal. The following are some of our new programs to help our client get the funding they need:
Equity Secure Newest Programs
Working Capital Loans $50,000 – $1,000,000 - If you are new to working capital loans, basically they are short-term loans that are used to help sustain a business during a time of need. Companies often apply for this type of funding during times of explosive growth as well.
If you have the opportunity to grow your business by investing in additional equipment, supplies, or can benefit from a strong marketing campaign it may be in your best interest to look at a working capital loan.
Business Cash-Advance $25,000 – $500,000 - Equity Secure can provide your business with a business cash advance against your merchant credit card sales or from your gross monthly sales even if you do not accept credit cards as form of payment! An alternative to a small business loan, these funds are against all future sales and deposits. A great solution for a pressing and time-sensitive funding need, due to the fact that Equity Secure can typically fund a client within 7 business days!
Receivables Line of Credit $100,000 – $2,000,000 - Cash flow in a business is not always the same from day to day or week to week. Many companies have sporadic cash needs at different times in their business cycle. A Line of Credit using Accounts Receivable can smooth out cash flow and allow the business to be most efficient with its financial resources.
ABL (Asset-Based Lending) $500,000 – $10,000,000 - Asset-based loans provide businesses with immediate funds and ongoing cash flow in the form of a revolving line of credit based on a percentage of the value of the company’s assets, such as commercial accounts receivable and inventory. Businesses pay interest only on the funds they’ve drawn.
Contract Financing - Equity Secure has a very unique contract finance program that is far less expensive then equity and provides for a more sensible solution for any business that may qualify for this product. Our approach allows you to acquire the maximum cash from your contract now by simply (monetizing) your contract that you either already have in place or are in negotiations with.
We Will Buy Your Corporation - Equity Secure seeks to acquire small to mid-size companies with revenues of $1 million to $200 million +. Equity Secure is not industry-specific and is highly experienced in a wide variety of Companies and Real Estate-related Ventures including Hotels and Resorts. We look at where a company is in its life cycle and assess the factors that affect the growth of its market segment and the ability of the company to increase market share and profit margins. Only companies with annual revenues of $1 Million to $200 Million +.
Own one of the Top 10 Most Popular Franchises - When it comes to franchise financing, there is no better place to obtain financing then with us. No matter if you're a first time owner, or have multiple locations, we have the ability to get the financing you need. Variety of Financing Options. Variety of financing options for purchasing real estate or equipment, new construction or remodels, acquisitions, or refinancing. We offer a fast pre-qualification process for your franchise loan.
Oil and Gas Project Funding - We have quite the appetite for Oil and Gas Joint Venture equity projects. Coal, petroleum, and natural gas are in high demand these days. Non-renewable resources, they take millions of years to form, and reserves are being depleted much faster than new ones are being made. They are of great importance because they can be burned, producing significant amounts of energy per unit weight.
Bad Credit Business Loans - No up-front costs, No collateral required, Credit scores down to 500, and No financials needed. One of the truisms in the world of business is “CASH IS KING.” From time to time many businesses run short of cash to meet payroll, buy needed inventory or equipment and many, many other reasons. Fast Cash is difficult to find. That’s where Equity Secure comes in.
Green Energy Project Funding - We have quite the appetite for Green Energy Projects in the USA. Renewable energy comes generally from such natural sources as sunlight, wind, rain, tides, and geothermal heat. Energy project financing includes solar (pv, or photovoltaics) energy, wind turbines, hydropower, biofuel, geothermal energy, and biomass energy. A great feature of many renewable energy projects is that they are very flexible and can be suited to rural and remote areas, which widens the scope of the industry and does not prevent their location from being a hindrance to the feasibility of the project.
Start Up Business Loans - Our unsecured start up business loans and unsecured start up business lines of credit are alternative loans when it comes to financing a start up business. The process was designed to get you the capital you need in 7-10 days with our simple 2 page application.
Business Loans and Lines - Our unsecured business loans and unsecured micro loans to small businesses program is available for all types of industries including high risk businesses. Our unsecured small business loans are known as “alternative business loans” when you cannot get one anywhere else”.
Down Payment Assistance - This program requires your seller’s participation. Our Gap Financing was created to help in putting up some of the down payment funds required, therefore bridging the gap with your buyer so the transaction can still close.
Personal Loans and Lines - Unsecured personal loans and unsecured revolving personal lines of credit for business or personal use start at $5,000 and go up to $250,000 in our large personal unsecured loans division department. The time to pre-qualify for one of our bank loans takes approximately 1-2 hours from the initial call with our unsecured personal loan specialist.
IRA/401(k) Business loan - Finding financing for a startup business can be extremely difficult. The iFinance Small Business Financing Plan allows you to use your own retirement funds and invest them into your startup venture. That means no banks, no family members or friends to pay back — no debt!
Non - bankable Transactions - Non-bankable Transactions • Equipment Leasing • Accounts Receivable Fact • Heavy ... Leasing equipment is an excellent way to grow your business and avoid ... Flat Bed Trucks; Garbage Trucks; Tow Trucks; Farming Equipment etc……
Franchise Funding - Equity Secure helps business professionals with commercial financing, and small retail franchises with the start-up capital they needed to start the business. Today we handle all types of commercial loan requests. We specialize in loan amounts from $250,000 to $10,000,000 and these loans are typically for franchise financing, business acquisition financing, refinancing, and expansions. We have programs with 80/10/10 or a 75/15/10 split; borrower MUST have 10% skin in the game with the seller holding a second.
Start or Buy a Business - The seasoned professionals at Equity Secure Consulting & Associates are dedicated to "Empowering the Entrepreneur" and providing results through business education, funding resources and strategies — the proper way to get a small business loan. With this program you can Start or Buy a Business With None of Your Own Money as Down Payment!
Non-Recourse Equity Joint Venture Program -This is a Collateral Finance Program. This program is totally "Asset Back" a six billion Corporate issuer, and every submission is on an CASE BY CASE BASES. Borrower MUST have 2% Reserve of the Loan Amount.
Leverage Your Existing 144A Bond - If you are an investor looking to make some extra cash with your 144A Bond, and would like to Leverage Your Existing 144A Bond through us, you can get started here.
Need help writing a Business Plan - Going through the process of constructing a financial plan is a valuable exercise for any business owner. The financial plan, or budget as it is also called, helps guide the day-to-day decision making of the business. Comparing forecast numbers to actual results yields important information about the overall financial health and efficiency of the business. Even a one-person company needs to have a financial plan in place.
Private Offshore Capital - Coming Soon - These Services are not for everyone. They are designed only for those who understand - and appreciate - the extreme value we bring to their capital requirements. These Services are for those who need help navigating the world of private, offshore financial commerce. These Services are for those sophisticated business people who are seeking an unfair advantage as they compete for finite funding resources in a complex world of global finance.
Take a Look at Equity Secure Programs
Equity Secure LLC is part of a nationwide network of creative private Investors and high net worth individualswho specialize in solving the TOUGHEST real estate needs that no bank or conventional lender can handle....
Equity Secure is one of the easiest ways to obtain financing for your business. We established ourselves as a leader in the small-medium sized business marketplace. We provide your business with several funding options until we find the one that works best for you. Our process is simple and easy. Our goal is even simpler: Approve your business for financing.
3 Day Business Loan - Our Small Business Line of Credit program was created so Merchants can now have fast access to funds just by writing a check. Our Line of Credit gives them the ability to take up to 5 separate drafts over a 4 month period.
Hard/Private Money Loans Available - For property purchase, if you have equity in the deal, you can purchase with no money down and in some cases even get to roll the closing cost into the loan. Loan amounts from $50,000 up to $100,000,000 Plus. Our hard money program was created to meet the needs and solve the problems of a range of business clients. Typically, prospective borrowers come to us because they are unable to close loans through traditional lenders, such as banks, credit unions, etc.
Down Payment Assistance - This program requires your seller’s participation. Our Gap Financing was created to help in putting up some of the down payment funds required, therefore bridging the gap with your buyer so the transaction can still close. Borrower MUST have some down payment funds.
Stock Loans - This lending platform allows the borrower to pledge their stocks to obtain funds for personal or business use. Using stocks as collateral it is possible to borrow money at a fixed interest rate that is below 4.50% for up to 10 years.
Stock Lines of Credit - The Securities-Based Line of Credit (SBLOC) program allows the borrower to pledge their securities portfolio (stocks, mutual funds, bonds and other securities) to obtain a Revolving Line Of Credit for personal or business use.
Residential Loans & Refinance Programs - BUY or REFINANCE 96.5% LTV FINANCING 4.75% interest, 30 year fixed 620 + FICO. We will lend down to as low as 620 credit score for FHA with only 3.5% down!
Project-Based Financing Available - Our firm is direct to a consortium of high profile partners, attorneys, and private boutique investment banks. This consortium has the ability to utilize various bank instruments such as – but not limited to – taxable revenue bonds and bank guarantees in transactions. The consortium has a proven capacity to provide in excess of One Billion Dollars (USD$1,000,000,000) per month in loans.
Joint Venture Financing Worldwide - Under our joint venture and investor portfolio, clients who seek investment relationships have an opportunity to have their projects reviewed through our disbursement network of over 5,500 investors.
Film Production Financing Available - The Enhanced Film Funding Program allows film makers the ability to obtain up to 100% of the film's budget with only 10% cash requirement from the client or angel/investor. The client's funds never leave that bank account, are bank blocked and are 100% protected at all times. Funds of 10% will be returned at completion of the film funding.
Commercial Loans & Refinance Programs - The Enhanced Project Funding Program allows us the ability to offer up to 100% of the project's budget with only 10% cash requirement from the client.
Monetization platform non-recourse loans - Monetizing is one of the most innovative financing mechanisms into day’s business climate. Allowing businesses to leverage their asset for the best interest of their company's portfolio and business goals. Equity Secure is associated with financial entities that underwrite a company’s assets through monetization financing platforms
Get A Co-signer for Your Project - Our product makes your capital-seeking campaign easier and provides incentive for the lender to fund your package. Attaching our product to your loan package, line of credit request, or business project will make your capital-seeking proposal more appealing to your lender.
Credit Card Processing - Accepting credit cards is an essential part of running a business today. If your business is not accepting credit cards, we can help. If you are accepting credit cards, you owe it to yourself to look into our processing service.
Government Financing - Equipment Leasing and Project Financing for agencies of States, Cities and counties such as fire departments, police departments, schools, public works, courts, prisons, highway and roads qualify for this program. This lease must be a lease purchase plan not a rental or true lease plan.
Proof of Funds & Escrow Account - Accounts available from $100,000 to $2 billion. We arrange investment capital for Proof of Funds/Verification of Deposit (VOD) uses on a short or long-term basis. The funds from our "investor pool" are utilized to provision POF accounts at a predetermined fixed return-on-investment so that the client will not have to give up any ownership positions in their projects or transactions.
Debt Settlement - It is not out of the ordinary for a business to find itself in a tough spot owing multiple creditors at once and not having the financial strength to handle all of it. When this happens, the business usually has to file for bankruptcy and a whole new set of problems can be created. This is where the Equity Secure an Associates Debt Reconstruction Program comes into play.
We will cause each creditor to be paid in full and rather than have 3, 4 or more monthly notes, you will have only one. NOTE: Minimum $10000 in unsecured debt is required.
Transactional Funding - Our Transactional Funding Program has been created solely to assist you, the Short Sale real estate investor to accomplish your objectives when doing double closings with Transactional Funding solutions. Loan amounts from $100,000 up to $100,000,000 Plus.
Mezzanine - A hybrid of debt and equity financing that is typically used to finance the expansion of existing companies. Mezzanine financing is basically debt capital that gives the lender the rights to convert to an ownership or equity interest in the company if the loan is not paid back in time and in full. It is generally subordinated to debt provided by senior lenders such as banks and venture capital companies.
Since mezzanine financing is usually provided to the borrower very quickly with little due diligence on the part of the lender and little or no collateral on the part of the borrower, this type of financing is aggressively priced with the lender seeking a return in the 20-30% range.
Acquisition, Development and Construction Loan - A loan which allows the borrower to purchase real property, put in the necessary infrastructure (streets, lighting, utilities), and then build stores or other buildings. In order to obtain an ADC loan, a developer must first find tenants willing to lease the space that will be available, such as stores. The developer must then secure takeout commitment. The developer can seek an ADC loan after these steps are completed. Acquisition, Development, and Construction loans are often used by developers of large properties, such as strip malls or shopping centers. See also acquisition loan, construction loan.
Blanket Loans - A mortgage which covers two or more pieces of real estate. The real estate is held as collateral on the mortgage, but the individual pieces of the real estate may be sold without retiring the entire mortgage.
This is an alternative to a developer having to take out numerous individual properties within a large property purchase that they intend to sell in individual parts. The blanket mortgages are typically taken out to cover the costs of purchasing and developing land that developers plan to subdivide into individual lots.
Bridge Loans - A short-term loan that is used until a person or company secures permanent financing or removes an existing obligation. This type of financing allows the user to meet current obligations by providing immediate cash flow. The loans are short-term (up to one year) with relatively high interest rates and are backed by some form of collateral such as real estate or inventory.
As the term implies, these loans "bridge the gap" between times when financing is needed. They are used by both corporations and individuals and can be customized for many different situations. For example, let's say that a company is doing a round of equity financing that is expecting to close in six months. A bridge loan could be used to secure working capital until the round of funding goes through. In the case of an individual, bridge loans are common in the real estate market. As there can often be a time lag between the sale of one property and the purchase of another, a bridge loan allows a homeowner more flexibility.
Cash out Refinance - A mortgage refinancing transaction in which the new mortgage amount is greater than the existing mortgage amount, plus loan settlement costs. The purpose of a cash-out refinance is to extract equity from the borrower's home. A cash-out refinance is an alternative to a home equity loan.
Cash-out refinances are a popular way for borrowers to access the equity in their homes to pay down consumer debt or make additional purchases. Borrowers need to make a risk-based assessment of whether extracting equity from a home is economical. Borrowers also need to be aware that refinancing a mortgage has costs, including the fact that the lender may charge a higher interest rate on a cash-out refinance than a rate-and-term refinance.
Construction Completion Loan - Construction completion loans involve a lender or funding source replacing the financing in a project where construction has already begun. For whatever reason, the current source of funding for construction completion cannot or will not complete the funding of the construction for the project. A new lender and source of funds for completion must be found quickly to provide funds for the purpose of completing the project as planned and as close to target completion dates as possible.
Construction Take-Out - Construction take-out loans are necessary after construction of a project has been completed. A new loan is necessary to pay off the original construction loan and provide financing for a period of time over which the project’s income or property unit sales activity is stabilized. These types of loans are also known as Mini-perm loans or Term Loans. Occasionally Bridge Loans can also be used for this purpose.
Land Loans - A mortgage loan made for the purpose of buying a vacant lot, or refinancing an existing loan secured by the vacant lot.
Income Producing Propertie Loans - Property bought or developed to earn income through renting, leasing or price appreciation. Income property can be residential or commercial. Residential income property is commonly referred to as "non-owner occupied". A mortgage for a "non-owner occupied" property may carry a higher interest rate than an "owner occupied" mortgage as it is viewed by lenders as a higher risk.
A common practice during periods of home price appreciation is for investors and speculators to purchase residential income properties with the intent that rents will cover their monthly expenses for a period of time until the property can be sold for a large capital gain. As with all markets during times of fast price appreciation, and as with all market bubbles, those that enter the market first and get out first usually do well. Those that enter the market later, and get out last usually don't do as well.
Ranches and Farm Loans - A mortgage loan made for the purpose of buying a Ranch or a Farm.
Multifamily - Loans usually represented by conventional mortgages on multi-family rental apartments.
Office Building Loans - Loans usually represented by conventional mortgages on Office Buildings to investors of: Business Condos, High Rise Buildings, Medical Buildings, Suburban Stand-Alones, Single-Tenant Buildings, and many more
Restaurant Loans - Equity Secure helps business professionals with commercial financing, and small retail franchises with the start-up capital they needed to start the business. Today we handle all types of commercial loan requests. We specialize in loan amounts from $250,000 to $10,000,000 and these loans are typically for, business acquisition financing, refinancing, and expansions.
Retail Shopping Center Loans - Loans usually represented by conventional mortgages to investors for the purpose buying strip mall to provide merchants with a place of business for retailing goods mercantile establishment, outlet, sales outlet, country store, general store, trading post, etc…..
Rehab/Model/Renovation Loan - A mortgage product for individuals/investor who want to rehabilitate or repair a damaged home or investment property. In addition to the funds to cover the purchase price of the house or investment property, the loan provides the money needed for repairs and related expenses as part of the loan.